need insurance asap where to go

[BOSSVY]

as soon as i mention lowered they mmmmmm exhaust there rrrrrrrrrrrrrrr extractors its bye bye !!! wtf ???

need help guys who you insured with and how much cheers

[5.7heaven]

mine is insured through aami, agreed for 26k for about $1200 a year

[whitels1ss]

as soon as i mention lowered they mmmmmm exhaust there rrrrrrrrrrrrrrr extractors its bye bye !!! wtf ???

need help guys who you insured with and how much cheers
Perhaps you could give some more info mate?
How old are you?
Where abouts do you live?
Any previous insurance, claims or convictions?
All these details will help people better advise you.:goodjob:

[motorin on]

if you have lowered the car and have extractors you may be better going to Just Car to at least get some cover,you can shop around later to check on prices.
Go with pay by the month till you decide

[Scruba]

Give Shannon's a go. Great for mods and on par or cheaper then the rest.

[phat_6ltr]

Got a letter from NRMA and they dropped the agreed value and raised my monthly?? Gave Shannon's a buzz and they kept it insured @ 40k and was cheaper monthly..

As stated above, Shannon's seems to be the go.. NRMA didn't mind my mods but they can now blow it out their arse altogether cos they didn't wanna come to the table with a better offer, even after 10 years as a customer..

[Scruba]

Even with the discounts the big 3 usuals were offering, Shannon's won hands down for service, mods accepted, agreed value etc.

[XUV]

try one of these , so easy , be honest or they'll screw u in the end ,
if you're gen y , would u like me to do it for you , lol , sorry , but hey it's true
http://www.iselect.com.au/car/ (http://www.iselect.com.au/car/)
http://www.infochoice.com.au/compare-car-insurance-quotes/ (http://www.infochoice.com.au/compare-car-insurance-quotes/)
http://www.ratecity.com.au/car-insurance

The only problem with shannon's is their online application is so long and tedious

[Rydogz]

I would avoid the NRMA based on my experience.

[D_BLOCK]

ive just moved 2 car policies from allianz to nrma and im saving $70 a month.And as said above mods arent a problem,so based on that they get my vote.

[mattnsw]

as soon as i mention lowered they mmmmmm exhaust there rrrrrrrrrrrrrrr extractors its bye bye !!! wtf ???


Which Insurance Company are saying this to you?

I’ve found most will insure for these very minor and common mods, some will over charge you but still insure if you’re silly enough to hand your money across and only a small handful say no.

[GKW]

NRMA for me.

Both VE and VT (both with mods) covered without question, with NRMA knowing the mods and for an agreed price I'm happy with.

[Wonky]

The critical factor here is the OP's age, which he didn't mention. I suspect given what he was told that he's under 25 in which case typically only JustCar will insure him (usually with a huge excess).

Once you reach 25, assuming a reasonable history, many others will insure cars with mods though usually not the no-frills players like Coles etc.. My ute is insured with AAMI with all mods, including cam, listed and with a high agreed value, for just over $1,000 even after an at fault claim last year. However, as mentioned a squizillion times before, location is a major factor in price so quoting premiums means SFA unless you include info such as location, rating, agreed value etc..

That's all covered in dozens of threads already. :doh: See http://www.ls1.com.au/forum/search.php?searchid=312385 (or if that doesn't work just search on "AAMI NRMA Shannons" - you'll find heaps of reading!!!).

PS Interesting that the OP starts a "need info ASAP" thread at 10:53AM, logs off not long after and hasn't bothered logging back on again. I'm guessing Gen Y. :nutkick:

[BOSSVY]

hey wonky awesome to sit behind a computer and be a smart arse ....grow up !!!! some of us have to work FYI im insured with aami but its 180 per month for 20k insured =rort !! asap meant i have 2 weeks before i have to pay premium .

and just coz i didnt log in doesnt mean i wasnt on hear reading from my iphone , so quit whilst your ahead with the BS !!!

im 31 not some 18 yr old .......

for all the others , as stated with aami for 180 per month only 20k , looking for a beeter deal hard as it has mods, v8, and work ute, they use 1 of these as there get out clause

what are you guys paying per month for similar utes ??? 2003 ss vy exhaust extractors cai

[mechatron]

Not a ute, but a vy ss sedan with cam,full exhaust, headwork, otr, 3.9s truetrac etc. $89 per month with Shannons....agreed value of $24.5K....but its not my daily and only has 64000kms on the clock

[BOSSVY]

Not a ute, but a vy ss sedan with cam,full exhaust, headwork, otr, 3.9s truetrac etc. $89 per month with Shannons....agreed value of $24.5K....but its not my daily and only has 64000kms on the clock

yeh mine only has 59,000kms , think shannons canned it coz of work ute from memory ??

[sjhugh]

Why do we have these rubbish threads anyway?

As if the members here can tell you why insurance companies that cover basic mods for most of us won’t do the same for you.

Maybe just pick up the phone like the rest of us do and speak to every single one of them and find out what they do and don’t insure and for how much and post the info up here for the members to compare.

You need to add a bit to the topic, you haven’t even bothered to list the companies that said bye bye. The only company mentioned is AAMI for being too pricey for you.

I’m over 25 and have a 2010 VE Ute lowered, full exhaust, OTR, rims and tune all disclosed to AAMI for $762.64 per annum ($64/month).
Nothing wrong with AAMI’s pricing, maybe you should ask them why so expensive ($180/month) for you for a 2003 VY Ute.

.

[VYSHSV8]

What sort of no claim bonus you can get helps with pricing


Sent from my iPhone using Tapatalk in the middle of Farkin no-where

[zorro]

What sort of no claim bonus you can get helps with pricing


Sent from my iPhone using Tapatalk in the middle of Farkin no-where

most insurers will put you on no claim rating 1 straight away if you have not had an accident record, I have been on rating 1 for my whole driving period. Also things that Shannons will recognise for discount is CAMS licenced/club affiliation, minimal use of vehicle, garaged/non garaged to name a few.

Ive been with Shannons for 8yrs now and whilst I pay a little extra, I have everything to the letter on my policy and no argument agreed value.

[BOSSVY]

Why do we have these rubbish threads anyway? if you dont want to contribute to the thread constructively , why bother wasting your precious time posting in here if its rubbish .....plllllease !!

As if the members here can tell you why insurance companies that cover basic mods for most of us won’t do the same for you.

Maybe just pick up the phone like the rest of us do and speak to every single one of them and find out what they do and don’t insure and for how much and post the info up here for the members to compare. seriously ??? you think i havnt already done this ??? wtf ??

You need to add a bit to the topic, you haven’t even bothered to list the companies that said bye bye. The only company mentioned is AAMI for being too pricey for you.

I’m over 25 and have a 2010 VE Ute lowered, full exhaust, OTR, rims and tune all disclosed to AAMI for $762.64 per annum ($64/month).
Nothing wrong with AAMI’s pricing, maybe you should ask them why so expensive ($180/month) for you for a 2003 VY Ute. really no sh!t hence why ive been ringing and asking on here as to what what every1 paid and there mods and i quote from 1 of my posts "what are you guys paying per month for similar utes ??? 2003 ss vy exhaust extractors cai do you read operly or are your eyes painted on ????

.

ive rang nrma , gio, shannons, aami, youi, virgin , aci , ai , dawes, shannons, just car as ive already stated im 31 , its a work ute , has a few mods, bla bla bla bla

i havre ins with aami which is excessive hence why i posted the above to get a "general " idea ...... clearly this is going no where due to some of negative computer tough guys that hide behind the internet to beat there own chests

[zorro]

Ahh there it is, work ute. Get a quote for private use and see what the difference is

[BOSSVY]

its rediculous i just went onto you and was quoted for 18000 market value 750 excess ...... wait 4 it ...... 5400 !!!!!!!! wtf !!!!

if i dont declare it as work they can cxl it so i have no choice but to declare it

[zorro]

its rediculous i just went onto you and was quoted for 18000 market value 750 excess ...... wait 4 it ...... 5400 !!!!!!!! wtf !!!!

if i dont declare it as work they can cxl it so i have no choice but to declare it

youi is for people who hardly use their vehicles and have standard no modification cheaper cars.

Unfortunately you may just have to cop it as your ute is for commercial use, may be an option to instigate combining it into the same company that does your business insurances? All our company cars are insured by Lumley, LSV is their division for modified vehicles.

[Wonky]

hey wonky awesome to sit behind a computer and be a smart arse ....grow up !!!! some of us have to work FYI im insured with aami but its 180 per month for 20k insured =rort !! asap meant i have 2 weeks before i have to pay premium .

and just coz i didnt log in doesnt mean i wasnt on hear reading from my iphone , so quit whilst your ahead with the BS !!!

im 31 not some 18 yr old .......

OK, apologies for the Gen Y comment I added as an afterthought due to currently having some problems with a Gen Y relative. However, all of my post before the last minute addition was intended to assist you given the lack of detail in your original post. That last bit was an attempt at a bit of humour, albeit a failed one and at your expense and for that I again apologise, but the many, many on here who know me will tell you I'm far from the keyboard warrior you accuse me of being.

[zorro]

but the many, many on here who know me will tell you I'm far from the keyboard warrior you accuse me of being.

Im one of the many, whilst Wonky is a man of few words he does however not have a bad bone in his body (well he did one night in Tassie :lol: :hide:).

[BOSSVY]

youi is for people who hardly use their vehicles and have standard no modification cheaper cars.

Unfortunately you may just have to cop it as your ute is for commercial use, may be an option to instigate combining it into the same company that does your business insurances? All our company cars are insured by Lumley, LSV is their division for modified vehicles.thats the other one i tried lsv i couldnt remember it again the biz part got me i even tried only 2-3 days pw and she said nope


OK, apologies for the Gen Y comment I added as an afterthought due to currently having some problems with a Gen Y relative. However, all of my post before the last minute addition was intended to assist you given the lack of detail in your original post. That last bit was an attempt at a bit of humour, albeit a failed one and at your expense and for that I again apologise, but the many, many on here who know me will tell you I'm far from the keyboard warrior you accuse me of being.

apology accepted , im obviously not aware of any of your lifes problems with a GEN Y relative i only see what you wrote , and i havnt been around here long enough to know your humour or how nice or not that you are , any how water under a bridge all good bud

[BOSSVY]

and derrrrrrrrr didnt even think about the mob who does my biz ins there trade sure been pretty good and cheap thx 4 heads up zorro

[mattnsw]

The quality of the threads are starting to sound the ‘death rattle’ for the forum, not to mention the quality of some new members and their attacks against the few people here that still bother to post replies.

What insurance company, what exhaust, what OTR, what power will I make and it goes on and on.

Isn’t the forum moderated anymore?

[mattnsw]

Buddy the forum is moderated by a great bunch of people who are all volunteers, imagine how it would be on here without these guys?
I reckon they all do a fantastic job but they are not on a paid roster and work in their own time with little thanks.


I’m not attacking the Moderators, I know they do a thankless job for nothing and I know it’s late as well.

I’m venting my frustrations on the quality of the forum threads of late and the argumentative posts by some of the new members.

[whitels1ss]

I’m not attacking the Moderators, I know they do a thankless job for nothing and I know it’s late as well.

I’m venting my frustrations on the quality of the forum threads of late and the argumentative posts by some of the new members.
Sorry buddy, as you said it is getting late and I thought you were complaining about the moderators (someone else has been giving them a very undeserved hard time tonight) and I agree about what you say
about some of the argumentative posts also. :cheers:

[qwigybo]

try ryno or lumley

[BOSSVY]

The quality of the threads are starting to sound the ‘death rattle’ for the forum, not to mention the quality of some new members and their attacks against the few people here that still bother to post replies. if your refering to me , i didnt attack anyone rather responded !!! and ill add has been sorted you posting this now just stirs it all up again for no reason at all , and you have even said anything thread related !!

What insurance company, what exhaust, what OTR, what power will I make and it goes on and on. if you read ive already listed companies ive spoken too !!! it doesnt matter what exhaust /extractors/cats ive been blatantly told by all insurance companies if ive touched exhaust in any way they cant do !!!

not sure why im bothering .... ive spoken to insurance council australia ( think thats it ) and theyve given me another list to call .....

Isn’t the forum moderated anymore?

your post seems pretty funny considering your trying to have a go at mine but yours doesnt contribute in any way at all positive

[BOSSVY]

try ryno or lumley

yeh i did and no good , thx for the suggestion bud and appreciate the post of trying to suggest some 1 rather than come on here and complain ;)

[qwigybo]

no worries... but damn having a modified work vehicle seems like an absolute pita

[BOSSVY]

not wrong man its killin me !!!! on the phone and net all day !!!! my 7 inch lifted , 33 inch tyres turbo diesel hilux with full roll cage etc was easier to insure this is just BS !!! some walk away from exhaust extractors cats , some coz of cai , others coz of work ute , even when i restrict the age to 30 still no good , garaged , tools insured seperately bla bla still no good ..... hopefully gets sorted tomorrow !!!