18 Year old LS1 Insurance [Archive] - Australian LS1 and Holden Forums

aftahours

15-11-2004, 06:08 PM

quicksilverss

15-11-2004, 06:09 PM

insure it in your old mans name

aftahours

15-11-2004, 06:10 PM

I did try that, but when they ask for additional drivers details, and they see that an 18 year old is driving the vehicle, the price shoots up, or they don't want to insure me.

quicksilverss

15-11-2004, 06:14 PM

I did try that, but when they ask for additional drivers details, and they see that an 18 year old is driving the vehicle, the price shoots up, or they don't want to insure me.

dont go as an additional driver and if you are unlucky enough to have a prang that is your fault, just tell the other party to say your old man was driving

NinetySix

15-11-2004, 06:21 PM

sounds to me that insurance is not for you

its bad enough for a 21 year old, but a 18 year old.....

flappist

15-11-2004, 06:26 PM

dont go as an additional driver and if you are unlucky enough to have a prang that is your fault, just tell the other party to say your old man was driving

Cool uninsured and commiting fraud, not very clever particulary if the other guy is hurt badly.
That is bankruptsy and possibly a nice stay in a little room with a big hairy guy who will really be a pain in the arse.

aftahours

15-11-2004, 06:27 PM

Cool uninsured and commiting fraud, not very clever particulary if the other guy is hurt badly.
That is bankruptsy and possibly a nice stay in a little room with a big hairy guy who will really be a pain in the arse.

Quite literally I guess.

Nah, there is no point lying about it. It's probably why insurance prices are so f*ked up these days anyway.

Hmm, well I'll give just car insurance a ring tomorrow, and see how we go from there.

MickNugent

15-11-2004, 06:28 PM

dont go as an additional driver and if you are unlucky enough to have a prang that is your fault, just tell the other party to say your old man was driving

Being 20 i have the same issue with insurance but i dont believe that is the best answer. No offence quicksilverss but i dont feel you should be recommending people to do that kind of thing unless your willing to take liability when things go to shit for the poor bloke..

quicksilverss

15-11-2004, 06:29 PM

MickNugent

15-11-2004, 06:31 PM

Nah, there is no point lying about it. It's probably why insurance prices are so f*ked up these days anyway.

Hmm, well I'll give just car insurance a ring tomorrow, and see how we go from there.

Thats a good attitude to have buddy, im sure youll sort somethin out.

quicksilverss

15-11-2004, 06:33 PM

just jump on board, heaps of people r doing it, otherwise those dogs of insurance companies r going to sting u

Ghia351

15-11-2004, 06:34 PM

Cool uninsured and commiting fraud, not very clever particulary if the other guy is hurt badly.
That is bankruptsy and possibly a nice stay in a little room with a big hairy guy who will really be a pain in the arse.

I have to agree, you're banking on the other party you might potentially have a collision with (and I sincerely hope you are never in such a situation) on helping you out. Also when the time comes to place any car in your own name (for insurance) you won't have any previous history to help with a cheaper policy.

aftahours

15-11-2004, 06:36 PM

just jump on board, heaps of people r doing it, otherwise those dogs of insurance companies r going to sting u

Thanks for the advice mate, but if I am going to be paying $1000 for insurance a year anyway, I'd rather not run the risk on not getting a claim. I'd rather run the risk, and just stick with CTP, and *try* to drive safely.

;)

NinetySix

15-11-2004, 06:37 PM

cant see you getting insurance for less than about 4000 bucks .... how much did you pay for it again??? and how long do you intend to keep it???

maybe see if you can get 3rd party property insurance only ...and a really good alarm

oh, and just dont stack it :lol: the downside to owning a nice car at such a young age.

Ghia351

15-11-2004, 06:37 PM

He's uninsured anyway....at least both cars will be fixed this way

How do you mean?

LSX-438

15-11-2004, 06:38 PM

if there's any possibility of leasing, novated or whatever, and getting the lease insurance deal i would look into that. the savings could be huge, but perhaps not doable with a VT on lease (the 5 year old thing)

MickNugent

15-11-2004, 06:38 PM

just jump on board, heaps of people r doing it, otherwise those dogs of insurance companies r going to sting u

Dont get me wrong i dont support insurace co prices, i mean i get quotes of 5k on a vn ss thats bearly worth that much. But i feel your attitude is a setting a poor example for the forum. Surely you can see the faults in your idea that flappist has pointed out.

Ghia351

15-11-2004, 06:40 PM

Thanks for the advice mate, but if I am going to be paying $1000 for insurance a year anyway, I'd rather not run the risk on not getting a claim. I'd rather run the risk, and just stick with CTP, and *try* to drive safely.

;)

An 18 year old with a bit of wisdom, good luck with trying to get cover, wish more your age could follow your example.
Cheers
ghia351.

markone2

15-11-2004, 06:41 PM

try nrma..they are a bit more open minded than the profit orientated rack-off we have in QLD...and yes they will look at interstate :)

OLS108

15-11-2004, 06:48 PM

MickNugent

15-11-2004, 06:52 PM

IMHO u shouldnt have brought the car unless u could afford FULL COMP insurance iam 21 only had a liecense for a year and i pay $1110.00 a year for a VX GEN III Berlina agreed value for $26500 with RACQ ( ive never had a speeding ticket but i have had a car stolden claim ) next time u look for a car make sure u have checked insurance b4 u buY !!!

Its stuff like that which bugs me, youve hardly been licensed longer than him and you save 5 grand. Insurance companies need to asess on an individual basis in my eyes...

seldo

15-11-2004, 06:54 PM

An 18 year old with a bit of wisdom, good luck with trying to get cover, wish more your age could follow your example.
Cheers
ghia351.
Yeah, a fair bit of wisdom and maturity there for such a young bloke. If you get stuck with only 3rd Party Property, you can also upgrade it to add Fire & Theft to give you some extra protection for not much more money. And then open a separate bank account and bank what you would have been paying in premiums so that you have your own little "insurance kitty" in case of the unthinkable. You might be surprised what it adds up to over a few years and it is really handy if you do have the misfortune to need some repairs.

Febs

15-11-2004, 07:05 PM

but now comes the time to get comprehensive insurance.

No offence, but you bought the car before looking into insurance costs? :eek: :eek: :confused: :confused:

Unfortunately, it's too late for me to give you the only advice I can - that is, buy a Berlina or Calais.

I'm 21, paying $1,500 full comp on an LS1 Calais. Two of my mates (also 21) are paying roughly $3k for their LS1 Execs and SSs. Downside of course, is that you get an auto. :(

Merlin

15-11-2004, 07:14 PM

No offence, but you bought the car before looking into insurance costs? :eek: :eek: :confused: :confused:

I think he has a good attitude - but I gotta agree, you have to do your research BEFORE buying

DISCLAIMER:
Not always possible - say....if you get overexcited at a certain Sydney auction where you didnt even intend to buy a car the buy a turbo silvia and get quoted for $9K worth of insurance - Oh to be 18 again!!! :confused:

aftahours

15-11-2004, 07:15 PM

No offence, but you bought the car before looking into insurance costs? :eek: :eek: :confused: :confused:

Unfortunately, it's too late for me to give you the only advice I can - that is, buy a Berlina or Calais.

I'm 21, paying $1,500 full comp on an LS1 Calais. Two of my mates (also 21) are paying roughly $3k for their LS1 Execs and SSs. Downside of course, is that you get an auto. :(

Febs, Insurance costs were forefront on my mind, but it wasn't going to change my decision on buying the car. I was happy before I paid for the car, to stick with CTP and try and play it safe, but now I am just considering all options on Insurance, which I am entitled to do. ;)

Thanks heaps for the advice/comments people, I'll see how it goes with Just Car Insurance tomorrow.

V82xist

15-11-2004, 07:31 PM

Maybe you could try doing a google search for car insurance brokers (in Aus) and see what comes up. You've probably heard this before but please be careful driving the car. I remember being 18 and I couldn't imagine driving something so powerful...probably why I'm still alive today cause I was driving a 2.0ltr Toyota Corona. Best of luck

Garbs

15-11-2004, 07:35 PM

I also thought of getting an SS when I just turned 18 but I got quoted about 5 grand for insurance. I held off for two years, in the mean time bought an Astra and then bought my ute about six months ago. When your under the age of 25 you get ripped, but what can you do. I pay just over $100 a month now so it's not too bad. One thing that a mate of mine didn't do when he got insurance, was state that he previously was put down as a secondary driver on his parents car. It does make a bit of a difference ie, pay less, better rating / no claim discount. Just out of curiosity, how did you manage to buy the car without having insurance sorted before hand? When I got the loan for the Astra, I had to have insurance ready to go. Either way, I've been treated pretty well by NRMA. Hope that helps.

Regards

banyo

15-11-2004, 07:53 PM

NRMA have a standard clause that if an undisclosed driver under the age minimum for the policy has an 'at fault' accident, the excess is a lot more. Same on their greenslips. A step towards encouraging good driving I think.

team illucid

15-11-2004, 07:58 PM

I remember being 18 and I couldn't imagine driving something so powerful...probably why I'm still alive today cause I was driving a 2.0ltr Toyota Corona. Best of luck

I dont know about that - did my L's in a 308, plenty of gravel roads and paddocks - best way to learn IMO - taught me to respect the power of a car and that it is only a toy in some situations -

as for insurance, go to a an independent insurance broker, give them all your details and then let them find you insurance, and they generally can do you a good deal (I started on rating 1 for life)

cheers and good luck
:)

Space Pope

15-11-2004, 08:00 PM

Hiya all,

Last week I bought Mozz's gorgeous VT2 LS1 Executive. I'm very happy with it, but now comes the time to get comprehensive insurance. So far it has been pretty much impossible, most companies won't even touch me, and the ones that do, are quoting $6650 (RACQ) and higher. I'll be giving Just Car Insurance a ring tomorrow, but I was wondering if anyone else has been in this predicament and what is their suggestion.

I have done a search of the forums for previous threads on insurance, but I am getting conflicting answers as to how good these companies are that specialise in performance cars and young drivers (JCI, and Shannons).

Thanks alot in advance.

- aftahours :)

Register the car in your dad's name and get it insured the same...then list you as a driver. Might be cheaper that way. Surely they wouldn't stick your old man 6k for insurance? The hard truth is that insurance companies tend to spend more time collecting stats than they used to. Seems that combining high performance cars with an 18-25 male demographic doesn't exactly give 'em the warm and fuzzies right about now.

OLS108

15-11-2004, 08:44 PM

Its stuff like that which bugs me, youve hardly been licensed longer than him and you save 5 grand. Insurance companies need to asess on an individual basis in my eyes...

yeah man i hear what ur saying but i have had insurance ( full comp ) on my VS V6 before i brought the GEN III ) and before that i had fire and theft on my VL so iam on a rating 4 instead of a rating 6
but like some of the other guys said it doesnt always come down to power it comes down to safty options with insurance companies thats why i brought the Berlina cause it and the calias were the cheepest in the VX V8 range.

Febs

15-11-2004, 09:15 PM

Febs, Insurance costs were forefront on my mind, but it wasn't going to change my decision on buying the car. I was happy before I paid for the car, to stick with CTP and try and play it safe, but now I am just considering all options on Insurance, which I am entitled to do. ;).

Fair enough mate. I guess I kind of misjudged you. If you're willing to live with third-party and drive safely, then fair enough. (I'm sure you've heard this a million times, and I know I was sick of hearing it at 18, but...) just take it easy. Is that Exec optioned with TCS? If not....take it extra easy. :)

I dont know about that - did my L's in a 308, plenty of gravel roads and paddocks - best way to learn IMO - taught me to respect the power of a car and that it is only a toy in some situations -

Agreed, but it's best to keep this stuff off the road.
I start learning to drive properly at the age of 14, around my grandmother's farm. Started with a manual '83 Pulsar, then got a Subaru 1800 (shitbox) then an HJ Premier 253. By the time I actually got my licence, I had a shitload of experience...which I reckon is a lot of the reason I've never had an accident.

Redfox

15-11-2004, 09:23 PM

IMHO u shouldnt have brought the car unless u could afford FULL COMP insurance iam 21 only had a liecense for a year and i pay $1110.00 a year for a VX GEN III Berlina agreed value for $26500 with RACQ ( ive never had a speeding ticket but i have had a car stolden claim ) next time u look for a car make sure u have checked insurance b4 u buY !!!

Damn that's good! I'm 21 and I am paying about $1050 a year for a VT1 S-Pack V6... I didn't realise you could get such a good price for a GEN3 Berlina... especially a VX. Is it cheaper because it's a berlina and not a "sporty car" in their eyes?

I want a V8 now.... that makes me sad... :(

Dane

16-11-2004, 07:40 AM

just jump on board, heaps of people r doing it, otherwise those dogs of insurance companies r going to sting u

... No real responce to this quote cause the individual has show no 'responsiblity factor'. The only consideration that 'quicksilverss' may like to start to think about is, the 'dogs of insurance' you refer to have no issue with 99.9% of insurance claims, thus that would mean 99.9% of insured clients have taken benfit of their insurance policy ....... :D

If you want to play the doggy game, expect the worst then ya will not be disappointed when a claim fouls up. :)

As for an 18yr old in a VTss, I'll raise a question. I propably wrong, but is there not a 'power to weight' issue with a 18yr old and a VTss V8 ???? :confused:

If not ..... an option is to take out 'third party only', this will at least give protection against other parties damage. If a 'fire and theft' option is avaliable, then take this up if affordable.

Alot of insurance companies will relate 'third party' cover as benefit towards a comprehensive rating, thus when in a couple of years you may be entitled to a better rating than 6. At this point you are 20 and maybe a rating 4 or 5, and the premium for comprehensive is far better. (this is alway subject to clean claims / driver record). :)

Cheers,

Dane

VooDoo

16-11-2004, 07:54 AM

Dane: no "power to weight" issues in QLD. Thats a mexican issue :)

chops

16-11-2004, 08:09 AM

My advice:

1. Try a broker, they will do a lot of the "legwork" for you, and *MAY* be able to get you a better deal, even with a company you have already tried. I don't know why, but I have seen it happen.

2. Listen to Dane, he works in the industry, so he knows how they work, from the INSIDE.

3. As a minimum, get 3rd party property insurance. IMHO it should be compulsory anyway. No-one wants to be paying for a porsche they can't drive cos a bee stung them at the wrong time.

As an aside, did you get finance for the car? If so, the finance company may insist the vehicle be comprehensively insured, and therefore te 3rd party option may not exist for you.

Mongy

16-11-2004, 08:17 AM

try nrma..they are a bit more open minded than the profit orientated rack-off we have in QLD...and yes they will look at interstate :)Spot on Mark, that was who I was going to suggest. My youngest son has an 03 WRX and he is with NRMA. It has a 3" catback exhaust as well and it only costs him $1,400 for $40,000 coverage.

Febs

16-11-2004, 09:03 AM

Is it cheaper because it's a berlina and not a "sporty car" in their eyes?(

Yes, but afaik it also goes on statistics. There's less young people who stack LS1 Berlinas and Calais than Execs and SSs.

It's just a damn shame you can't get a manual Berlina/Calais. :(

quicksilverss

16-11-2004, 09:14 AM

... No real responce to this quote cause the individual has show no 'responsiblity factor'. The only consideration that 'quicksilverss' may like to start to think about is, the 'dogs of insurance' you refer to have no issue with 99.9% of insurance claims, thus that would mean 99.9% of insured clients have taken benfit of their insurance policy ....... :D

If you want to play the doggy game, expect the worst then ya will not be disappointed when a claim fouls up. :)

As for an 18yr old in a VTss, I'll raise a question. I propably wrong, but is there not a 'power to weight' issue with a 18yr old and a VTss V8 ???? :confused:

If not ..... an option is to take out 'third party only', this will at least give protection against other parties damage. If a 'fire and theft' option is avaliable, then take this up if affordable.

Alot of insurance companies will relate 'third party' cover as benefit towards a comprehensive rating, thus when in a couple of years you may be entitled to a better rating than 6. At this point you are 20 and maybe a rating 4 or 5, and the premium for comprehensive is far better. (this is alway subject to clean claims / driver record). :)

Cheers,

Dane

which insurance company do u work for??????

IIV8II

16-11-2004, 10:08 AM

Its stuff like that which bugs me, youve hardly been licensed longer than him and you save 5 grand. Insurance companies need to asess on an individual basis in my eyes...

They do:
It's like this: 18 year old with no history plus an expensive V8 = proabable claim, therefore bad risk

Devil CV8

16-11-2004, 11:09 AM

try nrma..they are a bit more open minded than the profit orientated rack-off we have in QLD...and yes they will look at interstate :)
The other thing with the NRMA is that if a parent has ANY financial interest in the car, either by being guarantor or by putting up some of the money for the car, the NRMA has no issues with the car being insured in that person's name. Although in my case a benefit of my daughter (17) having her Astra insured in her name is the excess for her to drive my SS, or the wife's VT is the same as her excess, rather than the $2500 excess for under 25s.

REDHOTSV8

16-11-2004, 11:50 AM

Im 21 now and insurance for me is 1200 bucks a year through cgu.....20 last year was 2100............ should give them a call............ i had a no claim bonus though...because i have had comprehensive insurance one a cough cough falcon before.......

QIKMIK

16-11-2004, 04:02 PM

If you get stuck with only 3rd Party Property, you can also upgrade it to add Fire & Theft to give you some extra protection for not much more money. And then open a separate bank account and bank what you would have been paying in premiums so that you have your own little "insurance kitty" in case of the unthinkable. You might be surprised what it adds up to over a few years and it is really handy if you do have the misfortune to need some repairs.Wise words from a distinguished gent (didn't want to call you old, Dave :lol: ). If you don't have any luck with Just Cars, try the Fire, Theft and Third-Party option. At least you're covered if you hit someone or if some low-life relieves you of your pride and joy.

Nice car by the way. Nothing says class like a Silver VTII Exec :thumbsup:

Mick

joeboss

16-11-2004, 04:13 PM

I must be getting ripped off bercause my old VX super 6 Berlina was 3K insured in the eastern surburbs of Sydney. I was 22 with no claims, records and it was with NRMA.

piffk_ss

16-11-2004, 04:21 PM

Mongy

16-11-2004, 04:32 PM

Wise words from a distinguished gent (didn't want to call you old, Dave :lol: ). Why not Mick? I call him old all the time :lol:

seldo

16-11-2004, 05:54 PM

Why not Mick? I call him old all the time :lol:
Thanks very much Mick - damned decent of you ;) And as for you Lloyd old mate, you are only a minute behind me...:lol:

btaffeLS1

16-11-2004, 06:18 PM

I'm 19 in Melb with Comprehensive insurance through RACV for my VY SS ute. It's in my Dads name, cost me bout $2,100 a year. How much do RACQ want for comp insurance in your dads name with you as a nominated driver? Usually Exec V8's or V8 S utes... etc, are cheaper than SS's simply because theres no 'SS' is involved. I wanted a VY2 Maloo, but couldn't get insurance at all for that.

COOKIE!

16-11-2004, 06:31 PM

i had a similer problem 25 with a Vr calais $505 a year 25 and with a Gen III WH $1300 its the price you pay when you upgrade. And all insurance companies are different if 98 people in postcode 3000 have thefts then the price in that area will be higher than if 5 were stollen inpostcode 3008 same goes for accidents the more 18 years old stack the more you will all pay good luck..
p.s at 18 a was paying $5695 a year for a 300xz twin turbo

VZSS_Freak

16-11-2004, 07:06 PM

Hi There

I am very suprised that an 18 year old can drive an LS1 equipped vehicle, IT probably just the law in QLD, but i say good luck on finding the insurance, 6600, tell them there dreaming (no pun intended)

In Vic its 125kw per tonne is the law, meaning that the average V8 sedan is out of the question

Cheers

Devil CV8

16-11-2004, 08:11 PM

Hi There

I am very suprised that an 18 year old can drive an LS1 equipped vehicle, IT probably just the law in QLD,
actually vic is the odd state out....... No other state restricts what cars a P plater can drive, with regards to power/weight

Drizt

16-11-2004, 08:13 PM

actually vic is the odd state out....... No other state restricts what cars a P plater can drive, with regards to power/weight

its also a law that i have never heard of being inforced ....

never heard of anyone being done for it....

The Nurse

16-11-2004, 08:49 PM

hey mate, I had the same problem as yourself, VTII SS I’m 18, the cheap and only thing to do is insure it in your dads name, and have yourself as a very irregular driver, i did this with nrma, I think the policies have changed since I did it tho, but get a internet quot and see how you go, and use the quot number as that’s a valid quot! :D

How is irregular driver defined, isn't it something like 12 times a year? If you drive it more than that 12 times a year and the insurance company finds out after making a claim, goodbye payout, as you have failed to disclose all the neccessary information that they require. They are a business and are out to make money and don't just go making payouts easily without doing their research.

Starky

16-11-2004, 09:05 PM

Age = 20
full comp with Elders insurance $545
priceless

JA SV8

16-11-2004, 09:13 PM

Hey,

I am also with NRMA, i pay about $2000 a year, only 21, it droped about $900 since last year, NRMA seem to be pretty good too! Just Car wanted about $5000 so dont bother with them!

Good luck!

3rd party is better than nothing, but prey the person that hits u is insured and has a registered car... otherwise its not going to be pretty.

Redfox

16-11-2004, 09:35 PM

JA SV8, what car do you drive? (VY SV8 maybe?) And I suppose you live in Sydney? That is damn cheap... how the heck did you manage that? I'm paying about that for a VT S-Pack V6... what is the deal with that?!

Febs

16-11-2004, 11:50 PM

I am also with NRMA, i pay about $2000 a year, only 21, it droped about $900 since last year, NRMA seem to be pretty good too! Just Car wanted about $5000 so dont bother with them!

See, this is what cracks me up about insurance companies.
I'm also 21, also in Sydney, and also drive an LS1. NRMA quoted me a stupid amount ($3,000), yet Just Car quoted $1,500. Guess who I went with? :)

(I swear insurance companies pull figures from their arse sometimes. You can call the same insurance company with the same details 5 minutes apart, and get totally different quotes.)

Insurance really depends on where you live too. Years ago, my dad was paying $400 full comp on an EA Falcon, while his mate was paying $400 3rd party on a VN Commodore. Same age, same NCB, same driving history. Difference? Dad's car lived in the Sutherland Shire, his mate's car lived in Canterbury.

HRT 8

17-11-2004, 08:03 AM

its also a law that i have never heard of being inforced ....

never heard of anyone being done for it....

Then come to Shepparton for SpringNats weekend. Plenty issued then.
I know of a particular 20 year old on his P's driving a new monaro who was issued with 6 over two days.

dvx

18-11-2004, 11:25 PM

I must be getting ripped off bercause my old VX super 6 Berlina was 3K insured in the eastern surburbs of Sydney. I was 22 with no claims, records and it was with NRMA.

im 18 and quoted 4k for insurance on VYSS in easern suburbs so doesnt sound too unreasonable. I'm paying 1700 with NRMA under my parents name for the VX exec 6cyl at the moemnt, but weather or not your garage your car and the location allways has a big effect on your insurance premiums. Im not looking at getting full comp again untill im at least 21.

huggies

19-11-2004, 06:45 AM

I know of a particular 20 year old on his P's driving a new monaro who was issued with 6 over two days.
So wouldent that be around $744 in fines and 12points
Bye Bye License :eek:

VQ304

19-11-2004, 09:21 AM

Depending on the insurance company, you can insure it in your parents name and not list yourself as a nominated driver. Just have to read the fine print first.

I know this is the case with RACV. My premium is $216, but the excess for a driver that hasn't been nominated (ie. me) is $2500. For someone that has been nominated it's about $750.

caseyp

19-11-2004, 11:29 PM

Hiya all,

Last week I bought Mozz's gorgeous VT2 LS1 Executive. I'm very happy with it, but now comes the time to get comprehensive insurance. So far it has been pretty much impossible, most companies won't even touch me, and the ones that do, are quoting $6650 (RACQ) and higher. I'll be giving Just Car Insurance a ring tomorrow, but I was wondering if anyone else has been in this predicament and what is their suggestion.

I have done a search of the forums for previous threads on insurance, but I am getting conflicting answers as to how good these companies are that specialise in performance cars and young drivers (JCI, and Shannons).

Thanks alot in advance.

- aftahours :)
Try Just Cars, my son (18) insuranced his Silva turbo with body kit, stero, body kit, lowered door handles etc for $1900 per yaer with an $1890 excess.
look at the other comments, being someone's bitch in Jail for fraud is not worth it.
remenber Miss Betty and the liquid in the chalk,"Yooo it does get in"

DEVLGM

28-06-2006, 08:45 PM

Yeah, personally I would steer clear of the fraud option....

I am 24 now, but was 21 when I first bought my ss - I was insured then under Justcar insurance - about $1500 ish per year.
But went across to RACV and they dropped it from $1500 to $850!!!

Edit: Whoops, just realised this thread was two years old..... oh well, good advice still to this present day!!

furys8

28-06-2006, 08:50 PM

get your car registered in your mother/fathers name let them insure it and get u put onto there policy as a co driver under 21 ,im sure it will be a hell of alot cheaper than $6500.

ReMiX

28-06-2006, 09:10 PM

Holy thread mining batman!

DEVLGM

28-06-2006, 10:00 PM

heh heh, yeah sorry.....

wilcg005

28-09-2008, 12:33 PM

just got 3rd party fire and theift .... save up the cash and dont crash :P

vessute08

28-09-2008, 01:38 PM

just got 3rd party fire and theift .... save up the cash and dont crash :P

Haha, sorry to be a smart ass but the thread is two years old

Timmay5.7

28-09-2008, 02:39 PM

Err 4 years old.
Good to see the search button being used tho!

vessute08

28-09-2008, 05:41 PM

Haha, too shay, just noticed that

macca33

28-09-2008, 06:12 PM

Touche even!!! It is good to see blokes using the search function to get an answer though...:goodjob:

I can only see it becoming harder and harder for P-Platers to get insurance on V8s, et al, especially since many States ban these types of cars nowadays.

Cheers,

Macca

SSBarney

28-09-2008, 08:56 PM

and here in lies the death of LS1.com.au
its way too common that new members cop;
... use the search button!
... holy thread mining!
ffs new posters tread carefully amongst the LS1.com.au bullets

why not dump the whole forum on archive so it can be searched. no need to post.

RUN41T

28-09-2008, 09:00 PM

....... Edit: Old thread lol

SSBarney

28-09-2008, 09:02 PM

Im 20yo and have a Vyss, insured with justcar, the premium is 1600, and i have a licence disqualification against my name...

sounds pretty good. make sure they have your disqualification recorded.

mitchtj

29-09-2008, 02:11 PM

Why are the premiums so high? That is ridiculous, NRMA quoted me $1500 for a LS1 VT, i'm 21.

Wonky

29-09-2008, 03:57 PM

Why are the premiums so high? That is ridiculous, NRMA quoted me $1500 for a LS1 VT, i'm 21.

A large component of your insurance premium is based on where you live and that area's record for accidents and thefts. There is little point in comparing premiums to someone else unless they live in a similar area.

iloveholden

29-09-2008, 04:50 PM

A large component of your insurance premium is based on where you live and that area's record for accidents and thefts. There is little point in comparing premiums to someone else unless they live in a similar area.

Yeah Wonky's right. I live in Lesmurdie (up in the hills of Perth) and its a pretty good area plus my car is locked up and i pay much less than some people who have the same or simular car who live down the hill.