whats everyone paying for insurance?

[wfracing]

i was just wondring what everyone is paying for full insurance on there ls1.
i am 28 years old and are insured with just cars, it costs me $1770 each year to insure my 2002 vu ss ute for full insurance. i think this is quiet high but cannot find anything else cheaper so some info would be good.
thanks

[ProVK]

Im paying just over $600 a year for a 2005 VZ Clubsport and $700 a year for a 1997 VS 5.0l Ute.

Im 29 and my partner she is 25.

[doogal]

i pay $1080 for my maloo and all mods(turbo,brakes etc) pretty happy with that.

[crisso]

NRMA

$2017 p.a for my VZ Clubby.

South Sydney location, 65% NCD.

[LS1VT]

I'm paying about $1600 for my vtss, unfortunately living in sydney insurance of any kind aint cheap. :booze:

[Minikeg]

I pay(ed) $800 a year for a 1989 Calais.. third party.

Edit: Ive done a quote just then, and its now $430. As I now have 'a years driving experience'

[VY_SS_Commodore]

$1054 a year, including mods. Just Car Insurance.

[Souljah]

$2690 full comp on a vy ss series 2 ute. This is with just cars as they are the cheapest i could find.

[Haroc]

VS V8, $1500 with my partner (20yrs old) Best quote I got.

[vytwo]

Yep Sydney insurance sucks.....Vy 2 ute with all mods listed costs me $2300 p/a:mad:

[BigJim]

I pay $1180 a year. Agreed value $65000. All mods agreed on cam, heads, lowered, wheels, suspension, diff. This is VZ HSV 2005. They know every mod i have done.

[Pickles]

Im paying just over $600 a year for a 2005 VZ Clubsport and $700 a year for a 1997 VS 5.0l Ute.

Im 29 and my partner she is 25.
Absolutely sensational--You've got the best deal in Australia!!!
Who is the insurer?
Cheers, Pickles.

[Woodsy]

For my first year (being under 25) I had to insure with Just Cars and that cost me $1300 for full comprehensive rating 1. The second year was with AAMI and only cost me $570. Huge difference being 1 year older made :P

[hsvfreak]

Just car insurance.

Age: 23

2002 VX HSV Clubby: Worked 346, Intercooled twin turbo kit,Twin 3 inch exhaust, Suspension mods, Big brake mods, diff mods, Body mods, Interior mods + Alot more
100% Engineered and street legal
Full comprehensive insurance = $1750 Per year

2002 VX SS : stock Atm
Full comprehensive insurance = $800 Per year

1994 VR SS : Minor engine mods, Extractors,Twin exhaust, CAI, Larger wheels, Upgraded suspension, Modified transmission + More.
Full comprehensive insurance: $850 Per year

Premium Is not too bad considering my previous licence suspension"s.

[zozza]

i pay $1050 per year with just car. vy ss only has suspension mods at the moment. am turning 27 this may so might go down a touch. am also installing twin turbos in next couple of months and haven't even enquired as to what that will cost or if just car will even allow it. but hey, we can't let small formalities get in the way of the prime objective!:banana:

and yes, n.s.w. does sound far more expensive in general.

good luck with it all!!!

cheers

zozza

[nirvana]

vt calais plus turbo = $1100

[zozza]

Just car insurance.

Age: 23

2002 VX HSV Clubby: Worked 346, Intercooled twin turbo kit,Twin 3 inch exhaust, Suspension mods, Big brake mods, diff mods, Body mods, Interior mods + Alot more
100% Engineered and street legal
Full comprehensive insurance = $1750 Per year

.

well judging by what hsvfreak pays hopefully it shouldn't be too bad. cheers mate

zozza

[MTC]

VYII Clubby $496.34 per annum
VY V8 Berlina wgn $467.08 per annum
VSIII V8 ute $798.65 per annum (just sold it)

In Melb Im 31 & the wife is 30

[wfracing]

somtimes i think insurance companys just pull a figure out of a hat and be done with it. how can there be so many different prices around the same age and vehicle?

[Drewie]

Depends on your postcode and whether you go for Agreed Value or Market Value, Agreed can be up to $100 dearer than Market Value, I have just re-insured my VX SS with RACV cost me $702 but for an agreed value of $27740.
It has only done 42000km that is why they agreed to the high insured value.
Makes you think though when you would probably only get maybe $15k or so trade-in on it. But if it is written off I sure would prefer the $27740 than market value what ever that may be.

[SS_Fury]

Just car insurance.

Age: 23

2002 VX HSV Clubby: Worked 346, Intercooled twin turbo kit,Twin 3 inch exhaust, Suspension mods, Big brake mods, diff mods, Body mods, Interior mods + Alot more
100% Engineered and street legal
Full comprehensive insurance = $1750 Per year

2002 VX SS : stock Atm
Full comprehensive insurance = $800 Per year

1994 VR SS : Minor engine mods, Extractors,Twin exhaust, CAI, Larger wheels, Upgraded suspension, Modified transmission + More.
Full comprehensive insurance: $850 Per year

Premium Is not too bad considering my previous licence suspension"s.

cripes what do you do for a crust with owning those cars at 23?

me, 25 (26 in a week:()
00 VX SS $650 a year full comp

[HYPWR]

$1700 a year for my VX Clubby with just car insurance, covering mods and stereo etc.

[Tez82]

$1180 for my 2002 Monaro with all mods, DVD player etc.. They know about all my mods etc... 24 years old, rating 1 etc...

Tez

[vx350int]

600 a year for my vx calais international....age 30 wife 26

cheers chris

[NickS]

Sydney - low risk suburb ... Age: 29 + Wife: 34

Coupe 4; agreed value $90000, all mods including turbo & built engine, nominated drivers, must be garaged, < 5000kms pa, $1800pa

Avalanche; 100% stock, agreed value $75000 (which is more than I paid ???), kept off street, unlimted usage, $750pa

VY II SS; tune, full exhaust, harrop brakes, agreed value $35000, kept off street, unlimited usuage, $750pa

[Fezz]

VY SS, high risk suburb, 21yo no fines/accidents, Just Car Insurance - $1,500pa ...

[saaz]

$880 a year for a WL statesman 5.7 , full no claim, older than 40. Some of the prices for modded cars seem quite good for you young blokes. It cost me about the same for a 1992 VQ 5 litre worth $8,000. Go figure.

[SS_Fury]

Nick, can i get a job doing what your doing?!?!

[Belzey]

For our Adventra its only $994.43 but for our Monaro we had it was like $1200

[Zombie]

Just under $1100pa for our 2002 CV8 Monaro (with extras), I'm 31, my girlfriend is 29.

[vycalais5.7]

Im paying just over $600 a year for a 2005 VZ Clubsport and $700 a year for a 1997 VS 5.0l Ute.

Im 29 and my partner she is 25.

sounds like a bargin i pay $930pa for my vy v8 calais and $780pa for my vr v6 ute, im 28, wife 25 through NRMA. didnt have the wife on the policy until she turned 25 and then the price went down $40?? which company are you with?

[banshee_lord]

Im 20 and with a VY SS UTE SII with mods such as :
Lowered
CAI
Zorst + Headers
Tune

"Just car" insured me for full comp for $1298 per year.
Only disadvantage is you have to pay full amount front up.

Insurance prices really vary depending on what postcode your car resides at and where the vehicle is parked such as: On the road, garage, carport, driveway etc....
And also driving history.
I think thats why mine is cheap for my age cos i live in a yuppy area and the car is garaged at night.

[Alex81]

Age 24 youngest driver 22 extra $350 excess $1346 full comp for vz clubby agreed value $52k with all mods & options with just cars

[dark]

VY11 Clubsport R8 = $798.00. No prangs in 10 years. Lucky they do not look longer than that. No under 25 drivers.

[lease1]

$685 a year for my VY11 SS Ute with CGU, through a broker. Rating one no claim bonus, 28 years old, no mods.

[VYSHSV8]

2004 VYII SV8 owned since new $720 a year for New for old replacement 4yrs or 100,000k's insured value $48,000 so if I write it off they give me the latest model delivered to the door with rego etc..By the way I am 36, wife is 30, in a shity area..

[NickS]

Nick, can i get a job doing what your doing?!?!
Sure can mate ... minimum 6 years study, own your own business, start work at 4am ... done !!!

[HSVDKB]

Car - VZ clubsport
Location - NZ - just for comparison
Age - Older than most of you
Insurance - $475 per annum for agreed $70,000

[markone2]

SV8 modified
Was with AAMI....$510 per annum
Now Shannons...$1100 per annum.............*Mods Fully Declared* :)

[hsvfreak]

cripes what do you do for a crust with owning those cars at 23?

me, 25 (26 in a week:()
00 VX SS $650 a year full comp

Im a Distribution centre manager, but work 70-80 hour weeks which is a killer. It pays off in the end though:)

[AID-222]

Im paying $1400 for my 02 Berlina with mods, Im with Justcars and 24yrs old

[02vxss]

i've paid $1700odd thru just cars with mods, since gone up a rating so when the bill comes around again i should only be paying $1200-$1400 hopefully.

[dino]

Paying $998.00 for agreed $54,000 value on 2005 VZ-SSZ. Aged 36 and live in Ipswich. Went thru NRMA. Cheapest by a country mile. All other insurers were up arounf $1400.00 for market value?!?!:rolleyes:

[ziggycv8z]

$1000.00 per yr on cv8z agreed value $61000.00 on 65 % NCB with nrma live in brisbane central

[HSV8R8]

VYII Clubby $496.34 per annum
VY V8 Berlina wgn $467.08 per annum
VSIII V8 ute $798.65 per annum (just sold it)

In Melb Im 31 & the wife is 30

Which insurance company?

[hogs]

Evening,

QUOTE;
"Sure can mate ... minimum 6 years study, own your own business, start work at 4am ... done !!!"

So Nick, what do you do for a quid?
Garbo, Slaughterman, Repo's, ?
Only joking!
IT, Finance, Medicine??

Hey, HSVFREAK, do Just Cars, I think that is who you are with have a fully disclosed on all of the mods? EG Twin Blowers etc?
At 23, if they do, that is a fantastic price.
If they do not, don't hit anything.

I pay around $500 full comp for my VX11 Wagon edited etc, fully disclosed.
$300 excess.

"I am 51 and my ex wife is a bitch."

Cheers,

Hogs.:D

[hsvfreak]

Hey, HSVFREAK, do Just Cars, I think that is who you are with have a fully disclosed on all of the mods? EG Twin Blowers etc?
At 23, if they do, that is a fantastic price.
If they do not, don't hit anything.


Yeah mate, i had to have one of their people inspect the car and i had provide them with an engineers certificate due to the extent of the mods.

I was wrapped with the quote they gave me almost seemed too good to be true as no other insurance company wanted to insure the car, or if they did the premium was through the roof.

Cheers shan

[BlAcKbEtTy]

VX SS stock, 27 years old, rating 1 (Premier one) RACV, low risk area, garaged, market value, $1160 !!

Car under finance which probably makes a difference, but think I might do some shopping around!!

Think you'll find that a lot of insurers are prepared to match or better competitors offers, so worth shopping around.

[NickS]

So Nick, what do you do for a quid?
Garbo, Slaughterman, Repo's, ?
Only joking!
IT, Finance, Medicine??
Chartered Accountant ... that's right, we don't all drive a white Camry :lol:

[thorshammer33]

$894 for my Y Clubby, but I pay by month which works no more expensive.
I'm 38 and my wife is ... (can't say, she'd have to kill anyone that read this)
Bingle that was my fault (so they say) about 5 years ago.
Outer Eastern Melbourne
CGU (Ian Berry broker)

[stickyfingaz]

i have found the cheapest insurance to be the one that holden provides when you purchaes a new vehicle im pretty sure it is run by allianz i am currently insuring my vz s-pac ute in sydney for $520 a year but the exess is 1100 as i am an undiclarred under 25 year old driver as the insurance would have been like 1600 if i declared myself.
also the insurance is 50% personal 50% business.

[dannyz]

$1250 full comp, 24 years old, cv8z, nunawading vic.... just cars, excess not too cheap though.

[burninwheels]

$1100 full comp 60% through Shannons for a 99 vt2 ls1 calais

[10VDR]

im 20yrs old and paying $2200 for my vy ss ute with all my mods, not bad considering my driving history and they wanted $5000 for a stock
s15 200sx

[HARMSY]

Hey i'm paying $1050 full comp with unlimited mods, i just turned 22, on my VX LS1 Berlina Wagon...... With Just Car.....My mate who is the same age, has a wagon aswell and only pays 800-900 full comp with mods with Just Car, and his claim history isn't the best 2 or 3 in the last 2 years.....

[phunky_monkey]

I'm paying $2900 a year full comp on my stock VX clubbie with Just Cars, agreed value.

A little pricey, but I am 21, and I've had a car stolen off of me before, so not too bad.

[HARMSY]

what gets me is that the insurance company look at a clubby or an ss ute and think oh S@#T sporty car must be a hoon, lets charge them more....they look at mine, wagon, family car.....where as i don't see it that way, mine has ss body kit, lowered, soon to have 18s, tinted, stainless system, hopefully cam etc in the next few months.....but it is still seen as a family car.....thats insurance i spose....

[vyssute]

29 years old

Vy ss ute Mags,exhaust,tune,stereo,Valued at 38000. Cost 1200 per year.
Vl ss group a Standard. Valued at $45000. Cost 880 per year.
Vy was with nrma and shannons for the vl.
Was quoted $600 by another insurer with a better alarm(Its now fitted)

[TimMc]

I pay around 1700 for my Z Clubsport, in Western NSW. It's through NRMA with a 65% NCB with 65000 agreed value. NRMA were the only ones that would insure me for under $4000 because of my age.

[Jargle]

VYII Clubby $496.34 per annum
VY V8 Berlina wgn $467.08 per annum
VSIII V8 ute $798.65 per annum (just sold it)

In Melb Im 31 & the wife is 30

who do you have the wagon with???

I'm with GIO and mine is $730

[MTC]

who do you have the wagon with???

I'm with GIO and mine is $730


Which insurance company?

Clubby & Wagon with RACV & the Ute was with GIO to last week when I sold it

[SLugg]

i live in adelaide have a vz ss manual 6.oltr which costs me $550 full replacement for first 2 years $300 excess (paid by the month $45) with the RAA
but I have 100% no claim (both my prangs were the other persons fault)
and Im ancient (50YO)
but boy am I glad i dont live in sydney , man thats some fierce insurance prices ..:deal:

[Waughy]

NRMA
VT S with no mods that would affect insurance, 29yrs old, for another 5 weeks. Paying around $560/yr. Have to make a change (remove soon to be ex wife from policy), don't think it will make a difference though, she's 29 also.

[emufriedchicken]

Allianz

Age 38 ,VY II 2004 LX8 Adventra ,full 60% NCB ,country WA.
$1800 per year. I think I am getting ripped off somehow

Cheers
Tim

[LOWKEY]

im 21 & was paying 1600-1700 for a VZ SS-Z Ute with no history.
Ive just sold the car due to losing my licence so im sure my history is ruined.

[BEWARE]

26, VZ SS 6.0L ute, inner city west, brisbane

Rating 1 for life and a clean history apart from severe hail damage on my last car(not at fault natural cause)

$920....Suncorp Metway

[VY2 LS1]

June 2004 VY2 SV8 $480 full comp RAA $300 excess permanent category 1

Age 48

Mods:
pacemaker tri y
Full HSV VY2 Cat Back
Full HSV VY2 cold air box & Maf pipe
4 airbags


All approved as part of the insurance

[BLQWN]

Just got a quote from Shannon's for the LE GTO, 85k-$998 p/a, the CV8-Z was $1014 through my company insurance.
I tried to go through my work insurance but as soon as I said HSV and GTO coupe, she came back with, no sorry we can't insure that vehicle!
cheers

[vx_clubby]

For the People with Just cars, Has anyone had any claims? Are they good to deal with that way??? Dont try and string you along etc??
Do they replace your car with new parts or second hand? Or depend on age?
cheers

[cartees]

$1200 through NRMA for a 2000 HSV Grange in a relatively low risk area. (age 46) Looking at the prices some are paying I need to shop around more I think.

[Drewie]

With all the differing prices in premiums stated on here you really need to know who has agreed value and who has market value as it would make a difference to premiums. Some of the lower prices being quoted may be for market value.

[vuIIssute]

22yo with a vuIIss ute lowerd exhuast extractors v8 i pay $2045 with 75% no clame live in syd aswell with just cars
also agreed value of $28000 wich i found realy good..

[NickG1982]

NRMA, 23 y/o, VY Calais insured for 50 grand on 65% no claim bonus, i'm paying about $2200 a year.

[duke5700]

VX HDT SS Im 22yo $1300 smackers with the NRMA, two accident history one my fault the other one not my fault. Did have issues with modifications with them, but changed there mind when i sent them a copy of the engineering certificate. Country NSW helps a fark load to i would imagine.

[BLACK 346]

Both cars with Shannons
SS with all mods declared $400 per annum (agreed value).
Forester GT (Turbo) $380 per annum (agreed value).
IMO your crazy if you go with an insurer that doesn't offer
agreed value.

[hally]

I'm 19 and pay $1600 a year through Wesfarmers for my VYSS ute.
And they know that its lowered, with mags and has a twin system.

[Mules]

My 2002 V8 Berlina is cheaper to insure than my old 94 V6 Berlina.

Think it is around $1200 for full comp, agreed value, rating 1 protection and all the mods listed. Thats with Just Car.

The Old Berlina was around the $1300 mark...

[VXSS_Phantom]

I had budget direct for a year cost $960pa.. They cancelled my cover when I told them I put a 2.25" catback system on !! Apparently they said it was too much of a risk..