Add your girlfriends to your car insurance!

[Bearz]

Just got off the phone from RACV because they had me on the wrong rating. It took 25mins to explain that if i got my licence at 18 and am turning 23 in October that is 4 full years experience and 5 in October. Then I had to argue the fact that my rating would go up to rating 2. Eventually i managed this and got payments back-dated for the last 9 months.

Win no. 1:
Insurance from $169.92/month to 92.47/month

After this i thought i would be nice and add my girlfriend to my insurance too.

Win no. 2 (and totally to my surprise):
Insurance from 92.47/month to $66.60/month

This on a VY SS for a 22 yo! Thats only $800 per year.:yahoo:

Moral of the storey. Add your girlfriend to your insurance even if you never let her drive!

[C4B]

Yeah, I had a similar experience about six years ago. Added my then GF to my insurance (mid policy year) and they asked me whether I wanted a cheque for the refund.....

I nearly fell over......

[ssgirl2]

Insurance companies love girls...we're better and safer drivers :p :stick:

SS ;)

[LS1Grange]

yeah that happened to me too when I added my gf to my policy.

and do you think she rubbed it in or what!!!

I wont mention that she has pranged her car 3 times in the last year and doesnt actually get to sit anywhere near the drivers seat in my car. Except when its a last resort.

[Ryzz]

we're better and safer drivers*cough* Bullshit *cough* :hide: :p

[C4B]

Insurance companies love girls...we're better and safer drivers :p :stick:

SS ;)

Everyone's a comedian these days............. :lmao:

[LTH-00L]

Is this also the case if she has had less drivning expereience than you? my GF got her P's really late cos she didnt need them and hasn't even been drving a year.

[Bearz]

Is this also the case if she has had less drivning expereience than you? my GF got her P's really late cos she didnt need them and hasn't even been drving a year.

We both have 4 years experience in RACV's eyes but i got my licence about 6 months before her. You can always call and find out. I should note dont just check their website to see if there is a difference cos it didn't show one when i looked.

I forgot to mention that this was inspite of the fact that she had made 2 prior claims (although not at fault) through RACV, which came up on their computer when i added her.

[vyssbeast]

Everyone's a comedian these days............. :lmao:

Funny that comment came from you, both your replies in this thread had me laughing out loud literally :lmao: :bravo:

[C4B]

Is this also the case if she has had less drivning expereience than you? my GF got her P's really late cos she didnt need them and hasn't even been drving a year.

It was in my case, she was 3 years younger than me......

[ssgirl2]

:lmao: The proof's in the pudding. I put a man type person on my insurance and my premium went UP!!!!

:D

SS :)

[team illucid]

:lmao: The proof's in the pudding. I put a man type person on my insurance and my premium went UP!!!!

:D

SS :)

So become a lesbian and save some cash ;)

[Ryzz]

So become a lesbian and save some cash ;)

Always thinking outside the box arn't you Kurt :lol:

[C4B]

:lmao: The proof's in the pudding. I put a man type person on my insurance and my premium went UP!!!!

SS :)

That's because we do better burnouts. ;)

Insurance companies hate the thought of a man having fun! (so do most women for that matter) :stick:

.

[team illucid]

Always thinking outside the box arn't you Kurt :lol:

Just doing my part for society :)

[ssgirl2]

So become a lesbian and save some cash ;)

:lol: I just took him off the policy and he couldn't drive MY car :yahoo:


Always thinking outside the box arn't you Kurt :lol:

Kurt should just stop thinking about lesbians and boxes! :p

[VX-300]

Does it have to be a g/f or can I just go find some random vag owner to add ?

[ssgirl2]

Insurance companies hate the thought of a man having fun! (so do most women for that matter) :stick:

:yup: :flip3:

SS :wave:

[Bearz]

Does it have to be a g/f or can I just go find some random vag owner to add ?

haha...i'm sure it could be any vag owner. I didn't specify that she was my girl friend. So you could add you grandma if you like.

[VX-300]

Anyone got a shovel I can borrow ?

[ssgirl2]

Anyone got a shovel I can borrow ?

Typical male...wants to "borrow" a tool. Don't give him one - you'll never see it again :D :hide:

SS ;)

[mickeyVX350]

Always thinking outside the box arn't you Kurt :lol:

Outside the box.... Inside is better!!! :teach:

[Ryzz]

Kurt should just stop thinking about lesbians and boxes! :pThis is Kurt were talking about here, we know its not going to happen!!!

[highlander_69r]

mine went up with the mrs driving, ill wait till she is 25 till i put her on

[ssgirl2]

mine went up with the mrs driving, ill wait till she is 25 till i put her on

I'm glad you altered this post...my head started to hurt! :lol:

SS :)

[mickeyVX350]

My Girlfriend is 25.... Mine goes up, and then I put her on......



Man this is goin downhill FAST!

[Bodgy]

This should be made sticky.





And any other thread that says random vag.
















Sticky random vag?

[team illucid]

Sticky random vag?

Better sticky ...



than stinky.

[Piffs]

Better any, than none!

[ACT_Cross8]

Insurance companies love girls...we're better and safer drivers :p :stick:

SS ;)

That's not true. Women have a far greater number of crashes than men. Men just do it properly when we do it :p

[EXCESSV]

That's not true. Women have a far greater number of crashes than men. Men just do it properly when we do it :p

:lmao: :lmao: :lmao: so true

[Birky]

That's not true. Women have a far greater number of crashes than men. Men just do it properly when we do it :p
So we get it right the first time :)

[VX-300]

http://i2.photobucket.com/albums/y20/PerthPurplePenguin/baddriving/Insurance20Female.jpg

[crtx]

Just got off the phone from RACV because they had me on the wrong rating. It took 25mins to explain that if i got my licence at 18 and am turning 23 in October that is 4 full years experience and 5 in October. Then I had to argue the fact that my rating would go up to rating 2. Eventually i managed this and got payments back-dated for the last 9 months.

Win no. 1:
Insurance from $169.92/month to 92.47/month

After this i thought i would be nice and add my girlfriend to my insurance too.

Win no. 2 (and totally to my surprise):
Insurance from 92.47/month to $66.60/month

This on a VY SS for a 22 yo! Thats only $800 per year.:yahoo:

Moral of the storey. Add your girlfriend to your insurance even if you never let her drive!

Have you done any mods to your car?

[Sir-D]

Thanks for this post.

Im with Just Cars and my GF is only 21 yo. I did not want to add her before seeing as though I thought my fees would increase.

I just rang the insurance and asked them to add her to my policy.

No change to the fees but now she is also covered :)

[Brendan]

This would be the first time having a girlfriend has actually saved anyone money.

[CV860L]

This would be the first time having a girlfriend has actually saved anyone money.
Good Call........Very True :lmao: :lmao: :lmao: :lmao: :lmao:

[Belzey]

Just think ladies with the money saved more for us to spend :p

[ssgirl2]

http://i2.photobucket.com/albums/y20/PerthPurplePenguin/baddriving/Insurance20Female.jpg

:rofl:

SS :)

[EXCESSV]

This would be the first time having a girlfriend has actually saved anyone money.

women = saving men money.....NEVER!!! :hide:
i know miracles happen never that one :stick:

[ssgirl2]

This thread really needs to become a sticky. It's full of really useful information that needs to be passed on to all who visit :lol:

SS ;)

[BlueSS]

Just got off the phone from RACV because they had me on the wrong rating. It took 25mins to explain that if i got my licence at 18 and am turning 23 in October that is 4 full years experience and 5 in October. Then I had to argue the fact that my rating would go up to rating 2. Eventually i managed this and got payments back-dated for the last 9 months.

Win no. 1:
Insurance from $169.92/month to 92.47/month

After this i thought i would be nice and add my girlfriend to my insurance too.

Win no. 2 (and totally to my surprise):
Insurance from 92.47/month to $66.60/month

This on a VY SS for a 22 yo! Thats only $800 per year.:yahoo:

Moral of the storey. Add your girlfriend to your insurance even if you never let her drive!

Fark! i pay more than that and i'm 29, rating 1 for life, no previous claims/offences etc etc... time to rev up RACV i think..

[CrashTestDummy]

i called up RACV this morning to have my gf put on my policy after reading this post. didn't get any financial benefit from it but at least she's now covered i guess. seems odd that it didn't reduce my premium since she's older than me and has a better driving history too..

[Bearz]

Have you done any mods to your car?

Yes I have an exhaust on my car and this is on my policy.


i called up RACV this morning to have my gf put on my policy after reading this post. didn't get any financial benefit from it but at least she's now covered i guess. seems odd that it didn't reduce my premium since she's older than me and has a better driving history too..

Very interesting. I wonder why this would be different between people. This difference between males and femails may only apply when under 25?

[M///POWER]

Hilarious thread:lmao: :lmao: I have to call NRMA to see if my GF will save me some dosh cos i still can't believe it

[EXCESSV]

Hilarious thread:lmao: :lmao: I have to call NRMA to see if my GF will save me some dosh cos i still can't believe it

just dont tell her if you save money mate...she will spend it before you even get off the phone with the insurance company :p

[M///POWER]

just dont tell her if you save money mate...she will spend it before you even get off the phone with the insurance company :p

oh mate i learnt the hard way a while ago:cussing:

[flamebird]

This thread was good advice! I just updated my SGIO policy to include my girlfriend and have saved myself $100/year on insurance!

[born2xlr8]

i just added my girlfriend to my insurance, and it made absolutely no difference, however i was able to put my agreed value up $3000 for free