20L / 100 km? nothing to do with gears, thats your lead foot or your car is tuned like shit. i have the same and have never gone above 12.6L/100km, and thats suburban driving. highway driving i can drop into the 9L/100km range
as for having to do active select all the time, why ? why not just pop the gear shifter into '4' so it is limited to a maximum of 4th gear
then again, i did have the pro's down at autotechnicue do all my tuning and installation, so i guess they do a better job than some random workshop
if anything, i would go 3.7 next time. 3.45 is nice, but 3.7 would really get you up and boogying