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Thread: Insurance on a car hardly driven. Any options?

  1. #1
    charlie15 is offline Forum Contributor Last Online: 13-08-2017 @ 10:16 AM
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    Insurance on a car hardly driven. Any options?

    Hi guys,

    As my Monaro hardly gets driven I was wondering if anyone knows of an insurance company who will insure me for driving it on occasion. I tried youi and their quote was over $3000 which I though was ridiculous.

    It's currently costing me approx $1400 a year full comp with Just Car and I'd like to reduce that if possible

    Cheers

  2. #2
    bush_basha's Avatar
    bush_basha is offline Fair Contributor to the Forums Last Online: 27-12-2024 @ 07:43 AM
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    I went for a quote with Lumley special vehicles and they asked how often I drove it and if I wanted a km cover type thing.

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    BLACK 346's Avatar
    BLACK 346 is offline One of the Top Contributors to the Forum Last Online: 23-05-2025 @ 05:59 AM
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    Re: Insurance on a car hardly driven. Any options?

    Good question, I would be interested in a better option as well. I have mine on a reduced policy with Shannons and it still costs me about $800 per year. Car gets driven roughly once a month. Insurance and Rego seems like a huge waste of money sometimes. I guess it is the price you pay for having a hobby car.

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    korrupt's Avatar
    korrupt is offline Forum Contributor Last Online: 20-05-2025 @ 12:59 PM
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    Re: Insurance on a car hardly driven. Any options?

    Mine is with Shannons on a limited km policy. I haven't looked at other options for a year or so now though. Could be better deals around.

  5. #5
    planetdavo is offline Rarely Contributes to the Forum Last Online: 01-10-2014 @ 07:44 PM
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    Re: Insurance on a car hardly driven. Any options?

    Your age is the defining point to this question. Doesn't matter how good a deal some places offer people, many simply wont touch people your age with a Monaro.
    If people can tell you whether they will insure 24yo's in their answers it might assist you more greatly.

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    deano23x's Avatar
    deano23x is offline Forum Contributor Last Online: 14-05-2014 @ 09:40 AM
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    Re: Insurance on a car hardly driven. Any options?

    Let me know the result you go with as I'm
    In the same boat, 24 with a blown,cammed, cooled Monaro that I drive once every 2 months or so! Gonna try lsv

  7. #7
    zorro's Avatar
    zorro is offline Substantial Contributor to the Forum Last Online: 23-05-2025 @ 07:17 AM
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    Quote Originally Posted by korrupt View Post
    Mine is with Shannons on a limited km policy. I haven't looked at other options for a year or so now though. Could be better deals around.
    I had my ute on limited use, $495/yr full comp with Shannon's for 26k agreed
    GM: Has millions of dollars and highly trained engineers.

    Guy in his backyard:
    Has a hole saw.

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    zorro's Avatar
    zorro is offline Substantial Contributor to the Forum Last Online: 23-05-2025 @ 07:17 AM
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    Quote Originally Posted by deano23x View Post
    Let me know the result you go with as I'm
    In the same boat, 24 with a blown,cammed, cooled Monaro that I drive once every 2 months or so! Gonna try lsv
    Shannon's will insure under 25 only on limited use, give them a call.

    They also do lay up, which is unregistered garages if you plan on not driving it for a long period of time
    GM: Has millions of dollars and highly trained engineers.

    Guy in his backyard:
    Has a hole saw.

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    El Narros's Avatar
    El Narros is offline Forum Contributor Last Online: 27-07-2021 @ 03:02 PM
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    Re: Insurance on a car hardly driven. Any options?

    Shannons, they reduced my insurance as the car gets driven a couple of times a week, they also reduced it when I paid my car off and there was no more finance on it.

  10. #10
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    gladrock is offline Forum Contributor Last Online: 23-08-2018 @ 05:31 PM
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    Re: Insurance on a car hardly driven. Any options?

    Im also interested in this, What type of reduction in premiums are you guys getting?

    I have mine insured for $70K, the yearly premium is a touch under $1K, Im with AAMI

  11. #11
    Dijm8 is offline Occasional Contributor to the Forums Last Online: 21-02-2013 @ 10:52 AM
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    Re: Insurance on a car hardly driven. Any options?

    ill be going with shannons at the end of this month, they gave me a quote for $900 (full comp) for 2 cars my vz ss with ls3 conversion + all the goodies (agreed value of 40k) and my daily ford, im 21

  12. #12
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    blackbettyhsv is offline Forum Contributor Last Online: 19-04-2013 @ 09:06 PM
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    Re: Insurance on a car hardly driven. Any options?

    my 06 clubby is with CGU I have low kilometre 10,000 or less per year with mods $616.92 includes tax & stamp duty

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    charlie15 is offline Forum Contributor Last Online: 13-08-2017 @ 10:16 AM
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    Re: Insurance on a car hardly driven. Any options?

    Sounds pretty good to me. If i can get it down to $1000, that would be perfect. I'll try Shannons and CGU. I turn 25 in May as well so hopefully that'll drop it a little more. I was thinking of selling it but I just don't have it in me to do so.

  14. #14
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    OMR346 is offline Fair Contributor to the Forums Last Online: 26-06-2014 @ 07:51 PM
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    Re: Insurance on a car hardly driven. Any options?

    Quote Originally Posted by zorro View Post
    Shannon's will insure under 25 only on limited use, give them a call.
    Not true. I have been with Shannons since before I was 25, and my car is my daily driver with a lot of mods.
    mmmm Nitrous

  15. #15
    tacka007 is offline Forum Contributor Last Online: 18-03-2014 @ 11:38 AM
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    Re: Insurance on a car hardly driven. Any options?

    i have my car ute bike my house and contents all with shannons they look arfter me well if that helps

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